Mary was concerned about how to have enough money to pay the next bill. She was retired, on a fixed income with no pension or extra work. Her family helped but they were getting resentful about it. She received a message from her landlord that they were not renewing her lease on the house she had been living in for more than four years, and she and her family had to be out in two months. The car broke down again and to top it all off, her son fell at work and dislocated his shoulder.